我国商业健康保险主体地位缺失及对策分析

The Absence of Commercial Health Insurance as Principal in China's Health Protection System and Solutions

我国目前的健康保障体系存在着总体结构不合理、商业健康保险所占比例偏低及发挥作用偏小等问题,这与商业健康保险在国家健康保障体系中的主体地位缺失直接相关。本文对商业健康保险主体地位欠缺造成的发展不足进行了详尽分析,并就如何在国家健康保障体系中建立商业健康保险的主体地位提出了相应的对策建议。

The composition of China＇s current health protection system is seriously unbalanced, and the percentage of commercial health insurance is very constrained. This situation is directly due to the absence of commercial health insurance as principal in health protection. The article analyzes the status quo of commercial health insurance in health protection system, and then proposes some countermeasures.