金融生态环境构成要素与影响研究——以宁夏三地区为例

Study of Components and Influence of Financial Ecology Environment

金融生态环境的构成因素涉及自然资源环境、经济环境、市场环境、政策环境、信用环境与法律环境六大要素。这六大要素内部及要素之间的相互作用决定金融生态环境的整体状况,同时也反映出金融生态环境的地区差异性,即金融生态环境是地区的金融生态环境。在评价某一地区的金融生态环境质量时,不能简单地仅根据当地经济状况就对金融生态环境的好坏做出断定,而应立足于六大构成要素逐一分析,才能对地区金融生态环境做出全面、准确的评价,从而在改善当地金融生态环境时找准问题的症结所在,对症下药。

Financial ecology environment includes six environmental factors： natural resources,the environment of economy ,market ,policy ,credit and law. The interaction among these six components determines the whole situation of the financial ecology environment and reflects the regional differences of financial ecology environment. To evaluate the quality of one regional financial ecology environment, these six components should be analyzed one by one, and local economic situation should not be considered merely. Only in this way, regional financial ecology environment can be evaluated comprehensively and accurately and the problems can be solved pertinently to improve the local financial ecology environment.