评析《欧盟保险公司重组与清算指令》

On Directive of EU Reorganization and Winding-up of Insurance Undertakings

《欧盟保险公司重组与清算指令》的出台是欧盟金融市场一体化的要求,也是欧盟"金融服务行动计划"的整体组成部分之一,它添补了欧盟金融服务立法方面的空缺,给世界其他国家在此方面的立法提供了可贵的值得借鉴的经验。解读其内容,研究其立法目标和基本原则对于我国在此方面的立法有重要的借鉴意义。我国应该从完善制度建设和改变行政破产处理方式两方面建立适合我国国情的保险公司重组与清算法律。

Directive of EU Reorganization and Winding-up of Insurance Undertakings forms an integral part of the Financial Service Action Plan and fills a major gap in the financial services legislation. It also provides good experiences for other countries. The paper analyzes its background, content （mainly about the fourth part）, and illustrates its significance and proposes a few viewpoints and some suggestions for our country.