摘要
出口信用保险对出口企业来说,是应对错综复杂的商业信用风险和国家政治风险的有力金融工具。注意细节,才能更好地应用这一工具。
Short-term export credit insurance is a financial tool often used by firms to deal with credit risk and foreign exchange risk. It is mainly applied to export proceeds with D/P (document against payment), D/A (document against acceptance), and OA (on account) as its conditions of payment. In general, it has a 180-day credit limit, but that can be extended sometimes. Two things should be emphasized in the use of short-term export credit insurance: the limit on insurance and the declaration for shipment. These two factors will significantly influence the result of using the tool.