个人投资商业银行QDII产品的风险研究

Research of individual investment commercial bank QDII product's research

商业银行的QDII产品为个人投资者提供了一种新的投资选择。作为一种新的理财产品,在QDII推出的一年多时间里,经历了从追捧到冷遇再到兴起的过程,投资者的投资热情再次升温。本文通过对商业银行已经推出的QDII产品的实际运作情况进行了研究,分析指出商业银行QDII产品主要存在的两种风险,并提出了避险方法。

QDII products of commercial banks provide individual investors an alternative investment instrument. As a new financial product, QDII products have experienced from uprising, indifference to warm welcome during the period of more than one year. The paper studies the actual operation of QDII products in the market, analyzes their two major risks, and provides mitigation.