建立我国政策性农业保险制度

Build up Agriculture Insurance System by Policy in Our Country

农业是国民经济的基础性产业,它的发展优劣直接制约着国民经济的发展。农业保险作为一项风险转嫁、损失分摊的经济补偿制度,对保证农业生产的持续稳定发展有着十分重要的意义。而当前,我国的农业保险问题却越来越突出,如没有专门的法律规定、没有国家的补贴政策、没有经营主体愿意承保等。基于这种现状,我国必须建立符合国情的包括国家财政补贴制度、再保险制度、巨灾风险基金制度、税收减免制度等在内的政策性农业保险制度,以保证国民经济的顺利发展。

As an economic compensation system of risk transition, and loss share, the agriculture insurance is of great importance to guarantee the stable development of agricultural production. To build up the agriculture insurance system by policy includes setting up national financial compensation system, repeated insurance system, huge disaster risk fund system, and revenue reduction and exemption system.