关于村域金融转型的思考

The Village Domain Financial Restructuring and Development Trends

随着中国农村的社会结构从村庄共同体向关系共同体的演化,中国农村信任结构从特殊信任主义向一般信任主义演进,村域金融也从无组织到有组织、从低级向高级金融组织形式转型与演化。虽然大多数民间金融组织最终会被逐渐纳入到现代主流金融体系中来,但村域金融与主流金融形式将长期共存。

As China's rural social structure changes from the village community to the relationship community, China's rural trust structure was transformed from special confidences to general confidences, and the village domain financial organizations was formed gradually, and was transferred and developed from junior to senior financial organizational forms. Although the majority of civil financial organization will eventually be gradually integrated into the mainstream of modern financial system, but the village domain financial and financial mainstream form will coexistence in a long-term.