摘要
商业健康保险的工作效果是受许多因素影响的,其中费用的控制问题是核心问题,但医疗服务费用的加速上涨已成为一个全球性问题。为解决这些难题,许多国家在健康保险的发展模式上作了积极的探讨。我国目前采用的买单式商业健康保险模式,存在种种缺陷,这种由于经营模式的缺陷所导致的医疗费难以控制等问题越来越突出,应当积极探索我国商业健康保险的发展模式。
The performance of commercial health insurance is influenced by many factors, in which expense control is at the core. Accelerated rise of medical service expenses has become a global issue. And many countries are exploring on the development model of health insurance business in order to solve this problem. The current bill reimbursement model in China has multiple drawbacks which results in the difficulty in control of medical expenses. Therefore we should proactively explore the development pattern of our domestic commercial health insurance.
出处
《保险研究》
CSSCI
北大核心
2008年第9期20-23,共4页
Insurance Studies
关键词
商业健康保险
医疗保障体系
健康保险经营模式
医疗费用
commercial health insurance
medical protection system
health insurance operation pattern
medical expenses
