区域经济发展与商业银行战略选择--辽宁省商业银行应力争在东北振兴中实现双赢

Regional Economic Development and Commercial Bank's Strategic Choices——Endeavors of Commercial Banks in Liaoning Province to Obtain Win-win in the Northeast Revitalization

作为东北振兴的龙头,辽宁省的经济规模和金融资源占据东北地区的半壁江山,拥有良好的经济区位优势并集聚了巨大的经济发展势能。2003年以来,辽宁省经济发展逐渐提速,2007年其GDP突破万亿、财政收入突破千亿,增速首次全面超过东部地区平均水平,经济社会发展步入新的平台。辽宁省经济金融形势的改观,为商业银行带来化解历史包袱、拓展新的市场和转变经营方式的重要机遇。各商业银行应当通过信贷结构调整战略、资产质量提升战略、金融产品创新战略、核心竞争力提升战略和东北区域合作战略等一系列战略措施的推进,在推动辽宁振兴发展中实现自身效益的提高和可持续发展。

As the prime area in the northeast of China, Liaoning holds almost half of economic and financial resources of the northeast region, and its excellent regional advantage has accumulated huge developing energy. Since 2003, Liaoning＇s economic growth has been speeding up, and its GDP and fiscal revenue broke 1 trillion and 100 billion RMBs respectively in 2007. The speed of economic growth first bypassed the average level of the northeast region and the society is striding into a new developing stage. Tile amelioration of Liaoning＇s financial status brings about precious opportunity for commercial banks to resolve the problems from the past, broaden prospective markets and realize the operating transformation. Therefore, commercial banks in Liaoning Province should adopt appropriate strategies to achieve the improvement of performance and sustainable development, such as adjusting the credit structure, upgrading the asset quality, emphasizing the financial product innovation, enhancing the core competence and extensively cooperating with others.