摘要
巨灾保险问题是一个全球性的问题,是保险业正在拓展的一个新领域,也是保险理论研究的一个新课题。深刻剖析巨灾风险的特殊内涵,明确指出目前巨灾保险存在的"市场失灵"问题,并提出政府干预是解决该问题的根本方法,从而为我国巨灾保险制度建立和完善提供现实选择。
As a globalproblem, catastrophe insurance becomes a new developing domain in insurance industry, also a new problem in theory researeh of insuranee. By profoundly analyzing the eonnotation of eatastrophie risk, elearly pointing out the "market failure" of current catastrophe insuranee, and for this issue proposing that government intervention should be the fundamental way to solve the problem, whieh raised praetieal choices of China' s eatastrophe insuranee system to establish and improve.
出处
《经济问题》
CSSCI
北大核心
2008年第9期42-45,共4页
On Economic Problems
关键词
巨灾保险
政府救济
现实选择
leatastrophe insurance
connotation
market failure
government relief
practical choice