浅议我国商业银行破产的法律问题

市场经济的发展,带动了金融业的繁荣,尤其是近年来,我国商业银行迅速发展。但同时也要看到优胜劣汰是市场经济的法则,对于经营管理不善,符合破产条件的商业银行,应该允许其依照法律的规定退出市场。本文分析了我国商业银行破产法律制度中存在的一些问题,并在此基础上,提出了一些合理的建议。

With development of the market economy, the financial sector is prospering. Especially in recent years, China＇ s commercial banks develop rapidly. But at the same time it should be noted that the survival of the fittest is the law of market economy. The commer- cial banks, which is in line of the bankruptcy because of poor management, should be allowed out of the market in accordance with the law. This paper analyzes the problem in the commercial banks bankruptcy law, and on that basis, gives some rational advice.