中国城乡无财富家庭的财富分布

The Wealth Distribution of Chinese Urban and Rural Households without Wealth

解决我国日益严重的贫富差距问题的关键之一是减少贫困人口。基于奥尔多投资研究中心的"中国投资者行为调查问卷",将城市和农村的无财富家庭按照被访者的年龄、婚姻、教育、健康和职业进行分类,对比研究了城乡之间无财富家庭的分布差异。研究结果显示,我国城市和农村的无财富家庭分别占城市和农村总家庭个数的百分比都大约为5.5%。与加拿大和美国相比,这个百分比还不是很高。从被访者的个人特征来看,我国城乡居民无财富家庭的财富分布存在显著差异。数据分析结果有助于了解我国城乡居民家庭的贫困状况,对于准确制定减少贫困人口的合理政策有着参考价值。

To solve the more and more serious wealth inequality problem in China is to decrease the poor population in China. Based on the Aordo＇s Chinese Investor Behavior Survey, this paper computes the Chinese urban and rural households＇ wealth distribution whose wealth is equal and less than zero in 2007. We compare the urban households＇ wealth distribution with rural households in terms of age, marriage, education, health and vocational. The numbers of urban and rural households without wealth, respectively, are 5.5 per cent of urban and rural aggregate households. Compared with Canada and USA, the ratio is not very high. From the personal characteristics of respondents, there was a significant difference in the wealth distribution of Chinese urban and rural households without wealth. The data analysis help to understand China＇s urban and rural households in poverty, has a reasonable value for the formulation of poverty reduction policy