摘要
中国每年的灾害损失相当严重,而灾害损失补偿结构不尽合理,尤其是在世界各国中补偿比例相当高的商业保险补偿在中国并没有发挥其应有的作用。中国商业保险在灾害损失补偿中缺位的表现形式及其原因多样,但采取相关措施可促进中国商业保险业的进一步发展。
China has to take serious disaster losses every year. However, the compensation structure of disaster losses is irrational, especially the commercial insurance compensation which takes a high proportion in other countries doesn＇t play its due role in China. The form and causation of commercial insurance miss are multiplicity, but the commercial insurance in China will be more advanced after taking several measures.
出处
《江西财经大学学报》
CSSCI
2008年第5期35-42,共8页
Journal of Jiangxi University of Finance and Economics
基金
民政部重点课题(34107111)
关键词
灾害损失
保险业
保险补偿
商业保险
Disaster losses
Insurance Industry
Insurance Compensation
Commercial Insurance
