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小额保险保费收取策略研究 被引量:5

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摘要 保费收取问题是小额保险运营商面临的主要挑战之一。收费频次和时机的选择对于提高小额保险的覆盖面具有十分重要的意义,而目标人群的现金流及被保险事物的风险分布是决定保费收取策略制定的两个主要因素。保险商在采取灵活的保费收取策略来提高保险覆盖面的同时,也应注意到由此带来的交易成本的增加。从其它国家的经验来看,一个有效的方法是通过与贴近低收入人群的组织和机构合作,以团体为基础进行保费收取。
作者 王守贞 许可
出处 《南方金融》 北大核心 2008年第9期50-52,共3页 South China Finance
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参考文献8

  • 1Craig Churchill. Protecting the Poor a Microinsurance Compendium[EB/OL]. International Labour Office, CH-1211 Geneva, Switzerland ; in association with Munich Re Foundation Manchen, Germany. http://www.munichre- foundation, org.
  • 2Jim Roth, Michael J. McCord and Dominic Liber. The Landscape of Microinsurance in the World's 100 poorest countries[R]. 2007.
  • 3M. Ziaulhaq Mamun. Contribution of Micro-insurance Augmenting the Poverty Alleviation Role of Microfinance: A Case Study of Bangladesh[C]. Draft Paper Prepared for the 11th APRIA Conference at National Chengchi University, Taipei, Taiwan, July 25-28, 2007.
  • 4Gilberto M. Llanto, Joselito Almario and Marinella Gilda Llanto-Gamboa. Microinsurance: Issues, Challenges and Policy Reforms[R]. Discussion Paper Series NO. 25, 2006.
  • 5Arun Kashyap, Michael Anthony and Rudiger Krech. Microinsurance: Demand and Market Prospects[R]. India, 2006.
  • 6Michael J. McCord, Gaby Ramm and Liz McGuinness. Microinsurance Demand and Market Prospects[R]. Indonesia, 2006.
  • 7孙健,申曙光.国外小额保险的理论及实践分析[J].南方金融,2007(7):53-55. 被引量:38
  • 8Jim Roth, Michael J.McCord and Dominic Liber. The landscape of microinsurance in the world's 100 poorest countries, http://www.Microlnsurancecentre.org, April, 2007.

二级参考文献4

  • 1Craig Churchill.Protecting the poor:A micro-insurance compendium.International Labor Office.2006.
  • 2Jonathan Murdoch.Micro-insurance:the next revolution?.http://www.nyu.edu.2005.
  • 3Vyas,Jayshree,Providing Micro-Insurance Services to Poor Informal Sector Workers.Paper commissioned for the Global Microcredit Summit Campaign.http://www.microcreditsummit.org.2006.
  • 4Florentine Fokma.Guidelines for market research on the demand for microinsurance.http://www.munichre-foundation.org.2006.

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二级引证文献127

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