我国中小企业内源融资问题探讨

Research of Inner Source Financing in China's SMES

中央银行实行信贷紧缩政策以来,中小企业在银行贷款的难度越来越大。由于很多中小企业规模不符合上市和发行债券的要求,因此,中小企业融资难问题愈发严重。如何从另一个角度解决中小企业融资难已成为当务之急。基于中小企业自身的特点,在信贷紧缩的宏观环境下,重视内源融资不失为一种有效策略。

It is more difficult to loan for SMES because of the central bank＇s fighting policy. As many SMEs do not qualifed for the listing and bond issuance requirements, financing of SMES becomes even more serious problem.It is a top priority to resolve the financing difficulties of SMEs from another point of view. Based on the characteristics of SMEs, pay more attention to the inner source financing may be an effective strategy in the macro environment of the credit crunch.