美国次贷危机对债券保险公司的影响及对我国的启示

The impacts of American sub-prime bond crisis on bond insurance companies and its indication to China

本文从影响机理和影响程度方面分析了美国次贷危机对债券保险公司的影响,探讨了在我国建立债券保险公司的必要性和可行性,并提出了加强监管、重视信用风险和自身风险防范、进一步规范信用评级机构的政策性建议。

The paper analyzed the impacts of American sub-prime bond crisis on bond insurance companies and explored the possibility and necessity to establish bond insurance company in China. It also proposed on how to strengthen regulation, emphasize credit risks and enhance risk prevention capabilities, and further regularize credit rating agencies.