重塑县域金融体系的途径分析

The Approaches to Rebuilding County Financial System

县域金融体系中国有商业银行发展重心向城市转移,政策性金融职能弱化,其他地方性的中小金融机构尚未进入县域市场,农村信用社由于难以独立承担起支持县域经济发展的重任,影响了金融对县域经济发展的支持。重塑县域金融体系要从明确和强化政策性金融对县域经济的支持作用,建立适应县域经济发展的商业银行经营管理体,增强农村信用社的实力,发展多样化的县域金融机构入手。

Currently there are some elements affecting the financial support to county economy such as the transfered development axis of the state - owned commercial banks to urban areas, weakened policy financial function, the non - entry of the local small and medium financial institutions, the impotence of the rural credit union, etc. The paper suggests that some measures should be taken including clarifying and strengthering the role policy finance in supporting county economy, establishing the appropriate banking operation system, improving rural credit union, and developing the diversified county financial institutions, etc.