基于灰色关联分析的财产保险公司偿付能力的模糊综合评判

Fuzzy Synthetic Evaluation of Solvency in Property Insurance Companies Based on Grey Relation Analysis

为解决财产保险公司的偿付能力的评价问题,建立了基于灰色关联分析的模糊综合评判模型.选取了2003-2005年我国8家财产保险公司的相关数据,用灰色关联分析中的点关联系数求解隶属度得出评判矩阵,用范数灰关联度法确定因素集中各因素的权重,从而对其偿付能力进行模糊综合评判,得出各公司的偿付能力所属的类别.并对评语集中各评语赋予适当的权重,对所研究的8家财产保险公司依据其偿付能力的情况进行了排序.

The fuzzy synthetic evaluation model based on grey relation analysis is constructed for resulting the problem on the solvency evaluation of property insurance companies. The related data of eight property insurance companies of China from 2003 to 2005 is chosen to make fuzzy synthetic evaluation on their solvency. Membership degree is substituted by point relativity coefficient in grey relation analysis to get evaluation matrix, the method of norm grey relation degree is used to determine weight of every factor in the factor set which influencing factors of solvency. According to the fuzzy synthetic evaluation model, the eight property insurance companies＇ solvency is classed. By giving a fit weight to the every remark in the remark set, then the researched companies＇ solvency situations are sorted.