我国银行卡受理市场发展状况与国际经验借鉴

The Status Quo of China's Bankcard Market and the International Experience

我国银行卡产业发展进程中面临的一大突出瓶颈是受理环境建设相对滞后,这极大地限制了银行卡市场潜力的充分挖掘。而受理市场整体规模不足,资源配置结构不够合理等,是我国银行卡受理环境建设中存在的最主要问题之一。本文对我国银行卡受理市场的现状及存在的主要问题进行了分析,并与美国、韩国银行卡受理市场进行了比较,对我国银行卡受理市场建设提出了政策建议。

The lagging construction of acquiring market is the prominent bottle-neck in the development of China＇s bankcard industry, and it tremendously restricts the exertion of potential. Small scale of present acquiring market and unreasonable configuration of resources are two main obstacles. The paper analyzes the status quo of China＇s bankcard acquiring market, and compares it with that in America and Korea, then put forwards some policy and suggestions.