我国中小企业融资问题研究

改革开放以来,我国的中小企业得到迅猛的发展,已成为数量颇为庞大的企业群体,在我国国民经济和社会发展中具有举足轻重的地位和作用。但是,我国中小企业在发展过程中获得的资金支持,与其社会贡献程度不成正比,中小企业贸易融资难正日益限制着中小企业的发展。近年来,中国外贸发展很快,进出口贸易额大幅增长,其中出口量的60%来自于中小企业。但是,这些中小企业在参与国际贸易的过程中,都面临着市场开拓难、融资成瓶颈、收汇风险多等难题。这些难题严重困扰着中小企业的发展,影响中小企业经营规模的扩大,甚至威胁到企业的生存,同时也影响了中国对外贸易的发展。

In recent years, the sustained appreciation of the renminbi and the capital market expected to continue rising, warming up the real estate market driven by multiple factors, a large number of domestic inflow of foreign capital began, a considerable proportion of ＂Hot Money＂. In China＇s foreign speculative capital to implement strictly limited circumstances, ＂Hot Money＂ inflows to the diversification of covert manner. How to effectively curb the inflow of international hot money and the liquidity surplus, the need to solve China＇ s economic development in their own structural problems, adjusting the appreciation of the renminbi is expected, improve the domestic economic policies and establish a sound system risk prevention mechanism asoects proceed.