我国银行并购立法若干问题的思考

On the Improvement of Legislation in Bank Merger and Acquisitions

由于银行并购带来了区域性、系统性的金融风险,因此,有必要从法律层面对银行并购行为及监管各个环节进行规范。文章从我国银行并购立法的必要性、立法现状和立法存在的问题等几个方面的分析着手,对我国银行并购立法完善方面进行一定的探索。

Regional and systematic risks occurred as a result of bank merger and acquisitions. Therefore, it is necessary to standardize the action of bank merger and acquisitions as well as all the sectors of supervision by means of law. Through an analysis of the three aspects in bank merger and acquisitions： the necessity of legislation, the status quo of legislation and problems existing in legislation, this paper makes a certain study on how to improve the legislation in bank merger and acquisitions.