商业银行贸易融资业务的新发展——供应链融资

The new development of the Commercial Bank’s trade finance—— Supply Chain Finance

随着市场竞争的加剧以及产业经济的发展,"大而全"的企业体系正在崩溃,企业与企业间的竞争已逐步转向了供应链与供应链之间的竞争。在"产—供—销"供应链上的参与不同业务的企业为降低融资成本,增加销售量,提高在国际市场上的竞争能力,对供应链金融的需求也越来越迫切,我国商业银行应审时度势,加快供应链金融的业务的创新发展,构建银行、企业和商品供应链互利共存、持续发展的产业生态。

As the intensification of marketing competition and the development of the industry, the system of enterprise which is ＂large and full-scale＂ is breaking down, the competition between corporations are turning around those of supply chain. In order to decrease the cost of financing, increase the amount of the sale and enhance the capability of competition in the international market, those enterprises on the supply- chain of ＂product-supply-sale＂ have a big need of Supply-Chain Financing. Our commercial bank should consider the situation, expedite the innovative development of supply-chain finance, and establish the coexisted and continuance ecological industry of the bank, enterprise and supply-chain of commodity.