中美工程保函模式对比研究

Comparative Study of Construction Project Letters of Guarantee in P.R.China and the United States

工程保函是项目建设中为保障项目的顺利实施而引入的金融信用。工程保函制度在美国已经有一百多年的历史,已形成较完备的制度体系。实践证明,该制度对美国建筑业的风险控制起到至关重要的作用。相对而言,我国的工程保函制度起步较晚,但工程保函的作用在我国日益得到重视。通过对美国工程保函的运作体制、意义、条件进行探讨,寻求我国工程保函在项目建设中的运作方式。以期对我国工程保函制度的发展起到借鉴之效。

A construction project letter of guarantee is used as financial credit to insure the smooth project execution. The construction project letter of guarantee system developed over one hundred years in the United States where a comprehensive system has been established. It is proven that the system played a vital role in controlling construction industry risk in the U. S. In contrast, the system developed later in P. R. China but has played an increasing role in the Chinese construction industry. Based on a discussion of the structure, meaning and condition of the letter of guarantee system in the U. S. , a suitable framework is sought to promote development of the letter of guarantee system in the Chinese construction industry.