2Basel Committee on Banking Supervision (2000), "Credit Ratings and Complementary Sources of Credit Quality Information," Working Paper, August 2000.
3Partnoy (1999), The Siskel and Ebert of Financial Markets?: Two Thumbs Down for the Credit Rating Agencies, 77 Wash. U. L.Q. 619.
4SEC(1998), Comments of the United States Department of Justice in the Matter of: File S7-33-97 Proposed Amendments to Rule 15c3-1 under the Securities Exchange Act of 1934 (March 6, 1998).
5SEC(2002), Testimony of Frank A. Fernandez, Senior Vice President, Chief Economist and Director of Research, The Securities Industry Association, SEC Hearing Transcript, November 15, 2002.
6U. S Congress (2002a), “Rating the Raters: Enron and the Credit Rating Agencies, ” Hearings Before the Senate Committee on Governmental Affairs, 107th Cong. 471 (March 20, 2002)
7U.S Congress (2002b), “Financial Oversight of Enron: The SEC and Private-Sector Watchdogs,” Report of the Staff of the Senate Committee on Governmental Affairs" S. Prt.107-75 (October 7, 2002).