知识产权质押贷款融资的对策与研究

Research and Discussion on Mortgage Credit Financing Knowledge Property Right

分析了我国目前知识产权质押的发展现状和质押贷款的运作方式,阐明了知识产权质押贷款融资的制约因素问题,提出了知识产权质押的思路和对策。作为一种融资方式,发展知识产权担保的金融业务可以开辟适合我国国情的新思路。

In this paper, we analyzed the current situation of mortgage credit for knowledge property right and the operating way of hypothecation credit. Also, we elaborated the restrict factors of mortgage credit for knowledge property right, and proposed some ideas and countermeasures on mortgage credit. As a way of financing, promoting the financial business on mortgage credit for knowledge property right is a new thought which is suitable for our national conditions.