基于风险分析的工程保险费率厘定研究

Project insurance fee rate collation and stipulation research based upon risk analysis

针对目前保险公司对各类工程项目所面临风险的认知程度、评估能力,在厘定工程保险费率时对工程潜在的风险分析力度不够的现实,提出了采用模糊综合评价方法对工程保险责任范围内的风险进行分析,通过实践证明了该方法的可行性。

As present insurance companies are insufficient in knowledge and evaluation ability to the risk facing projects and insufficient in the analysis of the substantial project risk when project insurance fee rate is collation and stipulation, it puts forward applying FCE method to analyze the risk in the range of project insurance responsibility. The practice proves that this method is feasible.