流动性过剩视角下国有商业银行金融风险分析

Excess Liquidity from the Perspective of State-owned Commercial Bank Financial Risk Analysis

通过分析四大国有商业银行的现状,指出应依靠政府政策支持、银行内部理顺关系,使四家国有商业银行上市后不断扩大自身实力;同时,加快法制建设,加强外部监管,建立良好的金融生态环境,多管齐下防范国有商业银行金融风险.

The paper analyzes China＇s four major state-owned commercial banks of the status quo the external environment. That should rely on the support of government policies, bank straightening out of the relationship so that the four state-owned commercial banks after the listing of constantly expanding its own power at the same time, accelerate the building of the legal system, strengthen external monitoring, and establish a good financial environment. Monitoring and environment can protect stateowned commercial banks against financial risks .