摘要
介绍了美国次贷危机对我国商业银行的警示作用,探讨了我国商业银行面临的按揭贷款风险,指出金融机构要加强对房贷风险的管理。
This paper introduces the waning signs of American subprime mortgage crisis to Chinese commercial banks, probes into the mortgage loan risks faced by Chinese commercial banks, and points out that the financial institute should strengthen the management of mortgage loan risks.
出处
《科技情报开发与经济》
2008年第32期116-117,共2页
Sci-Tech Information Development & Economy
关键词
次贷危机
按揭贷款
资产证券化
商业银行
subprime mortgage crisis
mortgage loan
asset securitization
Chinese Commercial bank
