制造业管理经验对商业银行操作风险度量研究的启示

Inspirations From Manufactories Managing Experiences for the Commercial Banks to Study on Operational Risk Measuring

长期以来,商业银行风险管理重点侧重于信用风险、市场风险等外部风险,随着银行业务的日趋复杂和内部分工的加细,操作风险问题日渐突出,如何有效度量操作风险已成为广为关注的问题。制造业在管理和度量操作风险方面已形成诸多有效的经验和理论成果,这对商业银行操作风险度量研究具有重要的借鉴意义。

In the past, commercial banks put their emphasis of risk management upon external risk, such as credit risk and market risk. Nowadays the operation of commercial banks are more and more complex, as a result, operational risk problems become outstanding. How to measure operational risk accurately is a very important question for discussion. There are lots of good experiences and academic results of operational risk in manufacturing from which we should learn in commercial operational risk measurement research.