中国农村金融组织市场绩效的实证分析

An Empirical Study on China's Rural Financial Organization's Market Performance

运用投入产出效率模型,对农村金融组织的经营效率进行评价,并通过构造和建立影响农村金融机构经营效率的面板数据模型,对包括产权在内等因素对农村金融组织绩效的影响进行了实证研究。研究结果显示,经过一系列改革后,新的农村金融组织模式更加适合农村经济的特点,产权形式对于农村金融组织的市场绩效有明显的影响作用,农村金融组织的效率与该区域经济发展存在正相关关系。

This thesis makes an appraisal to the rural financial organization＇ s business efficiency by inputs and outputs model, and make demonstration analysis by establishing the panel data model which can explain the factors that really affect the rural finance organization＇s business efficiency, the factors concerning the property right and so on. Study results indicate that the new rural finance organization mode suits better for rural area economy in perticular after a series of reform, the form of the property right has significant effect to the rural finance organization＇s business efficiency and the rural finance organization＇s business efficiency has positive correlation to the area economy development.