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我国高校责任保险制度的现状及完善 被引量:7

我国高校责任保险制度的现状及完善
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摘要 近年来,高校学生人身伤害事故频发,高校不仅要应对纠纷和诉讼,还要为较大数额的赔偿款焦头烂额。由于赔偿能力有限,很多学生得不到充分赔偿,这不仅不利于学生权益的维护,还可能给学校正常的教学、工作秩序埋下隐患。要解决这一问题,责任保险制度无疑成为首选。我国部分地区已经作了初步尝试,但总体上看,相关研究远远不够,各地的做法差异较大,我们需要对高校责任保险的定义、性质、具体实施状况及不足等问题进行研究,并结合我国具体情况,对该制度予以完善。 In recent years, personal injury of students of universities has happened more frequently, so universities are likely to face huge compensation. Since the capacity of compensation of university is limited, many victims can' t get full compensation. In order to solve that problem, some provinces try to resort to liability insurance now, but the implementation of the liability insurance is not satisfactory. This paper holds that we should research into the definition, nature, implementation status and shortage of the liability insurance of university in order to perfect it.
作者 董慧娟
机构地区 广东海洋大学
出处 《保险职业学院学报》 2008年第6期57-60,共4页 Journal of Insurance Professional College
基金 广东海洋大学2007年科研计划项目课题<高校学生人身伤亡事故的预防与处理>的研究成果之一 项目编号为:0612235
关键词 高校 学生伤害事故 高校责任保险 University Students' personal injury Liability insurance of university
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