摘要
住房抵押贷款可以有效促进住房消费市场的形成,推动房地产金融的发展。针对目前我国住房抵押贷款存在的主要问题,分析了三种不同还款方式情况下,对于借款人和还款人的影响,并提出政策上的若干建议。
The housing mortgage can promote the shaping of the housing consumption market and contribute to the development of real estate finance. Contraposing the major problems remained in the housing mortgage, this article analyzed three kinds of mode to repay the loan, and their influence on borrower and lender. Some suggestions were submitted on policy making.
出处
《低温建筑技术》
2008年第6期150-152,共3页
Low Temperature Architecture Technology
关键词
抵押贷款
还款方式
housing mortgage
mode of repay the loan
