生源地信用助学贷款制度的伦理思考

The Ethical Thinking Of Student-Source-Credit-Based Loan Institution

生源地信用助学贷款制度体现了追求社会公平、正义,体现了对家庭经济困难学生的伦理关怀。该制度在实行过程中所面临的主要问题是:一是学生的诚信如何保证;二是金融机构的利益如何保证。加强诚信教育,完善个人征询系统,增强学生诚实守信的意识;完善生源地信用助学贷款制度等措施有助于这一制度伦理功能的完善。

The student- source -credit- based loan institution is a reflection of the pursuit of social equity and justice and reflects ethical concern for those students whose families are in a very poor economic situation. How to ensure students＇ honesty and how to guarantee the interests of the bank are the main problems facing the student- source -based loan institution. Strengthening the education of honesty and faith, improving the personal credit system of consultation and enhancing the oonsciousness of students＇ honesty as well as improving the student- Source -based loan institution can attribute to its improvement of ethical function.