全球化条件下的商业银行竞争力:国际比较与借鉴

Competitiveness of Commercial Banks On the Context of Globalization:International Comparison and Inspiration

基于产业生态系统视角,构建商业银行国际竞争力评价指标,截取2004～2005年的相关数据,从实证角度对我国商业银行国际竞争力展开研究.可观瞻到我国四大商业银行赢利能力的大致增长路径和具体变动情况。同时对中国商业银行和外国银行的国际竞争力进行横截面比较分析表明,我国商业银行赢利能力的整体水平要明显低于国际领先银行,必须加强改革。提升其国际竞争力。

On the basis of industrial eco-system, international competitiveness evaluation indices of commercial banks have been constructed. With concerned data from 2004 to 2005, empirical study about international competitiveness of Chinese four commercial banks is carried out, from which we could find their increasing ability of making profit and detail changing conditions.Compared to foreign banks, the profit-making ability of Chinese commercial banks is generally lower than that of foreign ones. Therefore, the reform has to be accelerated and their international competitiveness should be imoroved.