中国农村小额信贷业务拓展:观照孟加拉

Expanding Microfinance Business in Chinese Rural Areas:View Bangladesh

正确的农村金融安排在推动农村经济发展的同时。也为降低贫困人口比例提供了重要制度保证。但20世纪90年代以后,农村经济发展相对城市明显滞后,进一步减贫也面临更复杂的环境,这些都要求农村金融体系能够提供更加灵活、多样化和有针对性的服务。小额信贷业务在解决全球贫困人口方面具有重要作用,孟加拉小额信贷业务的演进,对中国农村金融体系改革有一定的借鉴意义。

The proper finance system has promoted the development of rural economy, meanwhile, it also has provided an important guarantee for poverty reduction. From 1990＇s on, the growing rate of rural economy has been slower than that of urban areas, and poverty reduction task has been more difficult for the complicated conditions. All of these call for continuous change of rural finance system, including more flexible, diverse, and concrete finance services. Microfinance business has an important function on settling global impoverised population.The evloution of microfinance in Bangladesh could give us some inspiration on rural financial system reform.