对新疆金融机构流动性过剩问题的探讨

On Surplus Liquidity of Financial Institutions in Xinjiang

流动性过剩是当前我国经济的一大特点。从近年的统计数据来看,新疆金融机构的流动性过剩也保持了较高水平,且过剩程度高于全国平均水平。然而,新疆的各项事业发展却仍面临着巨大的资金缺口。如何解决新疆金融机构过剩流动性与发展的资金缺口匹配问题就显得非常重要。本文就新疆与全国金融机构流动性水平进行了比较,认为融资能力差是制约新疆经济发展的一大瓶颈,为此提出了合理引导流动性过剩的建议。

Surplus liquidity is one main characteristic in the present economic development in China. As for macro-economy, it is embodied by the excess volume of investment, while in micro-economic operation, it takes on such features in financial institutions as faster increased speed of deposit than credit, enlarged difference between deposit and credit. Form the statistics in recent years, the degree of surplus liquidity in Xinjiang is much higher than the mean level in China. But at the same time, the economic problem that Xinjiang faces is the shortage of funds. Hence, how to solve this problem is of great importance.