小额信贷模式的选择研究

Choosing the Research of Microcredit Pattern

小额信贷提供了一个有效的金融模式,一定程度上缓解了金融资源贫困的问题。但在小额信贷模式的选择过程中仍然有一些理论和技术障碍制约了我国小额信贷的发展。这就需要进一步深化改革金融市场,不断发展和完善小额信贷模式。

Microcredit has provided an effective financial pattern, to some extent, and relieved the poor finance resource problem. However, in micro-credit model of the process of selection, there are still some theoretical and technical obstacles hampering the development of microcredit in China. This requires further to deep the reform of financial markets, continuously develop and improve micro-credit model.