大学生还贷难的原因及对策研究

The Difficult Reason and Countermeasure Research for the University Student Repay the Loan

国家助学贷款在对经济困难大学生的资助体系中占有相当大的比重,但是还贷难的问题一直困扰着国家助学贷款的发放。造成还贷难的原因有很多,但其中最主要的是大学生本身的原因。解决大学生还贷难问题需要政府、学校、学生三方共同努力。

National Student loans possess a large share in the system of financial imbursing university student who has domestic economic difficulties. However, the problems on loan paying - back have been troubling the national student loans for a long time. There are a variety of reasons for it, and the prolem on students themselves is the the most important one. This thesis mainly analyze the rea- sons from college students＇ actual situation and propose solutions to the difficult issues at the same time.