冰岛金融危机的起因、教训与启示

Icelandic financial crisis:Causes,lessons and implications

在全球金融危机的冲击下,冰岛成为第一个陷入困境而向IMF求助的发达国家。该文分析了冰岛金融危机的起因及教训,认为冰岛危机是自身经济发展失衡、金融过度膨胀且存在结构缺陷的后果;政府的金融监管与危机应对措施也负有重大责任,对其他国家都有着重要的警示意义。

Under the impact of the global financial storm, Iceland has become the first developed country to resort to International Monetary Fund for help after getting bogged down in a severe plight. This paper investigates the origins of the financial crisis in Iceland as well as the lessons from it, suggesting that imbalanced economic development, over-inflated finances and structural defects have had serious consequences for the Icelandic economy. Besides, the Iceland government should be largely responsible for the predicament in light of financial regulation and anti-crisis measures, which should serve as a warning for other countries.