信息化与商业银行竞争力关系研究

Study on the Relationship Between Information System and the Competitiveness of the Commercial Bank

随着国内商业银行竞争态势的日益加剧,各商业银行在努力寻求提高竞争力的途径,以维护竞争优势。而在当前,信息化正是这样一种构建商业银行竞争力的重要手段之一。本文总结了信息化对商业银行竞争力的影响,并主要从商业银行竞争力评价指标体系出发,讨论了信息化对银行竞争力的作用,反映了信息化对商业银行竞争力构建的重要地位。

Nowadays, commercial banks make great efforts to seek ways to enhance their competi- tiveness with the increasing competition between them. Information system is one of the most important means to help these commercial banks to build their competitiveness. This paper summarizes some impacts of information system on the competitiveness of commercial banks, and then dis- cusses the effects of information system on the competitiveness of commercial banks in light of the competitive evaluation index system of commercial bank, and finally shows the information system plays an important role in building competitiveness of commercial banks.