国家助学贷款违约原因及对策——基于湖南省五所高校的调查分析

The Reasons of Default and Measures of National Student Loan:Base on the Survey and Analysis for Hunan's Five Institutions

根据湖南五所层次不同的高等院校国家助学贷款问卷调查的情况,从被动违约和主动违约角度分析了国家助学贷款违约的原因,探讨了政策陌生型、操作型、恶意型三种主动违约类行为。针对不同的违约原因提出了相应对策。

This paper nan province. The authors is based on the survey of national student loan to five institutions of different level in Huanalyzed the reasons of default on the national student loan regarding passive default and active default, and suggested countermeasures against three types of defaults： operational default, policy -stranger default and malicious default.