债权证券化的法律风险分析

Analysis of Legal Risk of the Claims Securities

债权证券化,其最终目的之一是为了扩大债权让与之自由,其安全性集中体现在特定资产信用担保下的融资制度、基础资产的独立性及投资者权益的充分保障。虽然在债权让与方面,证券化之债权更具安全性,但是我们必须看到债权证券化的过程中所隐藏着的法律风险。同时,必须重视债权证券化立法自身缺陷也可能引起法律风险。

The claims securities, one of its ultimate purposes is to increase claims to free them, on the value of their security in specific asset financing under the credit guarantee system, assets of the independence, the realization of the interests of investors fully protected. Although with respect to transfer claims, the claims securities is much safer, we must realize that the process of claims securities hides the legal risk. At the same time, we must attach importance to claims securities of their own legislative shortcomings may also cause legal risk.