完善农村金融体系建设促进良性农村金融生态

Perfecting Construction of Rural Financial System to Promote a Benign Rural Financial Ecology

农村金融体系的不完善使得农村金融生态多样性缺损,金融生态断裂,影响了金融生态整体功能的发挥,增加了金融生态系统风险。因此,必须完善农村金融体系,健全农村金融机构组织,恢复金融生态的多样性。完善内部治理结构,增强农村金融机构抵御风险的实力。培育农村资本市场,减少农村金融生态系统内风险。建立农业保险体制,加强农村金融基础建设,减少金融生态的外部性风险,促进良性农村金融生态。

Imperfect rural financial system results in lack of diversified rural financial ecology and broken financial ecology, which will influence the whole function of financial ecology and increase systematic risk for financial ecology. Therefore, it＇ s necessary to perfect rural financial system, to set up sound rural financial institutions for restore diversification of rural financial ecology. Internal governance structure should be made perfect so as to intensify the strength of rural financial institutions to withstand risks. It＇ s necessary to foster rural capital market so as to reduce risks inherent in rural financial eeology system. It＇ s necessary to establish agriculture insurance regime, to strengthen rural financial infrastructure, eliminate external risks for financial ecology and promote a benign rural financial ecology.