摘要
中小企业融资难是我国金融业改革和经济发展中一个急需解决的问题。如何再造商业银行与中小企业间和谐融资模式,是解决融资瓶颈的关键。供应链金融正是商业银行针对中小企业的特点及融资需求量身定做的一种新型融资渠道。本文深入揭示了供应链金融的融资优势及其改善我国中小企业融资困境的有效性,并针对供应链金融在我国开展面临的问题,提出操作性较强的应对策略。
The difficulty in SMEs' financing is issues badly in need of settling during financial Reform and economic development in China. How recycling harmony financing model between commercial banks and SMEs is the key to solve the financing bottleneck. Supply chain finance is very a new pattern of finance channels for SMEs financing needs and characteristics. This article reveals the depth of the financial supply chain financing advantage of China's SMEs and improve the effectiveness of the financing difficulties. And for the difficulty in SMEs' financing in China, this paper puts forward highly operative response strategy.
出处
《科技和产业》
2009年第1期74-77,共4页
Science Technology and Industry
关键词
中小企业
融资渠道
供应链金融
创新
small-mediurn enterprises (SMEs)
finance channels
supply chain finance
innovation