3Sofia Giannakoudi. Internet Banking:The Digital Uoyage of Banking and Money in Cyberspace[J]. Information and Communications Technology Law,1999,8(3).
4[英]弗兰西斯·斯奈德 宋英编译.欧洲联盟法概论[M].北京:北京大学出版社,1996..
5..澳大利亚《电子资金划拨示范法》第二编11.4..,,2002年....
6《关于信用机构业务开办与经营的2000/12/EC指令》.
7《关于电子货币机构业务开办、经营与审慎监管的2000/46/EC指令》.
8See EFrcc, Sub - clause. 15.
9See EFIEC, Sub - clause. 15.
10A Commercial Lawyers Take on the Electronic Purse: An Analysis of Commercial Law Issues Associated with Stored - value Cards and Electronic Money by the Task Force on Stored- value Cards the Business Lawyer, Vol. 52,February1997.