保险业与物流业协同发展战略构想

The Strategic Conceive of the Co-development of the Insurance and Physical Distribution Industries

我国物流需求系数一直呈上升趋势,表明我国GDP的增长对现代物流业发展的依赖程度越来越高。现代物流业的快速发展促进了我国GDP的增长,增强了保险业发展的经济基础,保险业的发展又改善了现代物流业的风险管理状况,提高了风险管理水平。从我国物流保险发展历程来看,虽然保险业做了很多努力,自身也有所进步,但是物流保险并没能受到物流业的广泛接受,物流保险还没能实现与物流业的协同发展。只有规范物流市场环境,营造物流发展软环境,开创物流保险新局面,才能实现保险业与物流业的协同发展。

The demanding coefficient of our country＇s physical distribution has been in the uprising tendency, which indicates that the increase of our country＇s GDP depends more and more on the development of the modern physical distribution. The developing rate of the modern physical distribution has promoted the increase of our country＇ s GDP, reinforced the economic basis of the development of the insurance industry. Conversely, the development of the Insurance industry has also improved risk management state of the modem physical distribution and elevated the standard of the risk management. Inspecting form the developing process of the insurance in physical distribution, though the insurance industry has made great efforts and has been improved greatly, the insurance of the physical distribution as a form has not been widely accepted by the physical distribution industry, and has not come to the stage of the co-development with the physical distribution. The co-development can be realized only after standardizing the market of the physical distribution, creating the soft-environment for the development of the physical distribution, and producing the new situation for the insurance of the physical distribution.