中国农业银行娄底市分行信贷管理的SWOT分析及对策

SWOT Analysis and Countermeasures about the Credits Management of Loudi Branch of Agricultural Bank of China

SWOT分析表明中国农业银行娄底市分行信贷管理优势与劣势并存,机遇和威胁同在。因此,整治金融环境,明晰信贷管理的责权利,完善激励机制以及培育良好的信贷文化等是中国农业银行娄底市分行走出信贷经营困境、提高管理水平的对策。

Based on SWOT analysis method, the credits management of Loudi Branch Agricultural Bank of China comprehensively has its strengths and weaknesses, opportunities and threats. Therefore, to renovate and construct a good external financial credits environment , to clarify the debts, fights and benefit of the credits management, to improve the motivation system and to form good credits culture and so on are good countermeasures for Loudi Branch, Agricultural Bank of China to break away from the difficult position of credits management and improve its management.