中国财产保险市场分析

An analysis on the property insurance market in China

中国自1980年恢复国内财产保险业务以来,保费收入以年均25.3%的速度增长,分析中国财产保险市场状况,对完善我国财产市场,有着重要意义。目前我国财产保险市场在发育过程中还面临着较多的矛盾,应从财产保险市场主体、市场结构、产品体系、财产保险市场的空间布局、财产保险市场开放模式等多角度、多方面着手,完善我国财产保险市场体系。

Ever since China resumed the domestic property insurance business in 1980, premium income of this industry has been growing at an annual average rate of 25.3%. Making an analysis on the current situations of the property insurance market has an important significance for further improvement of this market. The property insurance market is facing with quite a number of problems today. More work should be in respect of the market entities, the market structure, the product system, the layout of the market, and the market open mechanism in order to further enhance the property insurance market system in China.