摘要
健康保险是中国医疗保障制度的重要组成部分,健康保险市场规模的扩张使得保险在中国能够更好地发挥经济补偿功能、资金融通功能与社会管理功能。本文借鉴前人的研究成果,利用国内生产总值、社会与个人卫生支出以及健康险保费收入的历年数据,构建误差修正模型(ECM),并寻找社会与个人卫生支出同健康险保费收入之间的数量关系,进而预测分析国内健康保险市场的发展规模、空间及方向。
Health insurance is an important component health insurance market can make the insurance business social management. The paper drew on other researchers' of China's healthcare system Expansion of the size of play a better role in financial compensation, financing and results and built up the error correction model (ECM) on the basis of statistics of GDP, social and individual public health expenditure and health insurance premium income from previous years. It intended to locate the quantitative relationship between social and individual public health expenditure and the health insurance premium income, and in turn, projected on the potential size and direction of China's health insurance market.
出处
《保险研究》
CSSCI
北大核心
2009年第2期22-28,共7页
Insurance Studies
关键词
健康保险
社会与个人卫生支出
误差修正模型
health insurance
social and individual public health expenditure
error correction model