市场环境与我国商业银行中间业务发展

Market Environment and Intermediate Business Development of Commercial Banks in China

市场环境与企业行为、企业战略密切相关。根据我国金融市场环境的金融自由化、利率市场化、业务综合化趋势,我国商业银行发展中间业务存在必要性。但由于我国目前市场环境不成熟和商业银行自身优势不突出,当前我国商业银行重点发展中间业务存在着时机选择和发展重点上的偏差。

Market environment is closely related to enterprises＇ behavior and strategies. In view of the tendency of our market environment, this paper analyzes the necessity and the inevitability to develop intermediate business of China＇ s commercial banks in the future. And at the same time, the paper also points out that the choices of time and projects are quite important in the process of developing intermediate business in our commercial banks.